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The New Jersey Bankruptcy Lawyers Foundation provides assistance to debtors and other financially distressed individuals. We offer debtor and responsible credit practices education through our Financial Literacy Project (NJBLFLiP). We also maintain a Discretionary Hardship Fund for New Jersey residents. To find out more about how NJBLF can help, please contact us.

Stories Of Financially Distressed Individuals

A 72 year old separated woman living in a senior citizen building, surviving on a small Social Security check and Medicaid, had enough monthly income and benefits to meet her basic needs. When her former husband unexpectedly died, she began to receive his Social Security benefits. As a result, her rent was increased and she lost her Medicaid. She could no longer afford her life sustaining medications. The Senior applied for the Pharmaceutical Assistance Program. However, her application would not be processed before her medication ran out. A small fund was available to help pay for her medications. This fund is now exhausted. Who will help the next Senior in these circumstances? The answer may be the New Jersey Bankruptcy Lawyers’ Foundation.

A 71 year old Senior on a fixed income was served with an eviction action by her landlord. Through the intervention of the local Legal Services Program, the eviction was avoided. However, it was discovered that the Senior was without a stove and could not cook her meals. A small fund was available and a stove was purchased and installed for this elderly woman allowing her to meet her most basic living needs. This fund is now exhausted. Where is the safety net for such financially distressed individuals who simply need a helping hand? The answer may be the New Jersey Bankruptcy Lawyers’ Foundation. Will you help?